ADDED March 26, 2012
In 2011, California passed Senate Bill 458 prohibiting a deficiency after a short sale regardless of whether the lender is a senior or junior lien holder. This is such a significant change, now is the time to seek professional help to solve your financial problems. Foreclosure can be avoided, your credit can be saved, and your…Read More »
ADDED March 24, 2012
Beginning April 1, 2012, the FHA is once again raising mortgage insurance premiums (MIP) on its newly-insured borrowers throughout San Francisco Bay Area and the country. It’s the FHA’s fourth such increase in the last two years. Beginning April 1, 2012, upfront mortgage insurance premiums will be higher by 75 basis points, or 0.75%; and…Read More »
ADDED May 17, 2012
Buying a home has several unique advantages when compared with renting. Aside from being to decorate as you choose, receive additional tax benefits, enjoy stability in your housing payments, and increase your ability to make future investments, it just feels good to own your own home! A survey conducted last month by the PEW Research…Read More »
ADDED May 15, 2012
Location, location,location. You’ve heard time and time again that when buying a home, location is what matters most…. and for good reason! For that purpose the concept of Walk Score was created. Dedicated to the idea that “less time in the car means more time for the things you love,” Walk Score, developed in 2008,…Read More »
ADDED May 10, 2012
Each day technology becomes even more impressive as new tools, products and apps are rolled out that truly have a place in your daily life. It can be exciting and exhausting to try to find the ones that will benefit you. As a homebuyer, it can be overwhelming to narrow down all the choices. With…Read More »
ADDED May 8, 2012
Many areas of the United States are seeing a shift towards a seller’s market. In a seller’s market, homes for sale may receive multiple offers and are often sold in less time. Home sellers get excited at that news, but if you are trying to purchase a home, it may make competition a bit tougher.…Read More »
ADDED May 3, 2012
When listing your home for sale, you need to recognize what you are actually selling. In some ways, selling your home can be very similar to putting your car up for sale. You are selling a piece of your life, a subset of you, and in doing so, you must be prepared. First and foremost,…Read More »
ADDED May 1, 2012
Selling a home can be quite challenging at times, causing sellers to question what they can do to make the sale occur more quickly. Service providers such as home stagers, organizers, and professional clutter eliminators can all offer assistance, but many sellers are also considering the art of feng shui, through consulting services or as…Read More »
ADDED April 26, 2012
You’ve finally found the home that is just right and made an offer and it was accepted. Now you just wait for escrow to close, right? Wrong. Now is the time to have the home inspected to make sure you are aware of any possible issues in the home before it’s too late and the…Read More »
ADDED April 24, 2012
The adage “one shoe fits all” does not work when buying a home. It doesn’t work when shoe shopping, either, for that matter! Homes, like shoes, are very personal, and often emotionally-based purchases. Try as they might to create a home that will meet every need and every taste, home builders are aware that it…Read More »